Mark Ray is FMN’s Property and Casualty Director and has been licensed in California as an insurance agent since 1999 and received the prestigious Certified Insurance Counselor designation in 2022. Throughout his career, he’s cultivated and built strong relationships with top insurance carriers who recognize and appreciate his attention to detail and customer-focused approach distinguishing him as one of the top agents in his profession.

Mark has earned a reputation among clients for providing sound counsel regarding proper coverage. Each of his clients receives exceptional service in addition to expert planning – both imperative to successfully navigating the complex world of insurance. Because insurance policies must safeguard and financially protect property and more against risk or injury, Mark is committed to due diligence in evaluating the proper amount of coverage needed and advising clients throughout the decision-making process. This underscores his firm belief that the proper insurance plan and solid understanding of its coverage can virtually eliminate concern about life’s unexpected yet inevitable pitfalls. He’s also dedicated to accessibility, and thus, always available to answer a question or provide assistance.

Mark and his wife, Kaerie, have two children, Jillian and Thomas. He enjoys spending time with his family as well as engaging in sports, playing guitar, and working on home improvement projects.