Steve specializes in Retirement/Financial Planning/Benefit Planning and Estate Planning for business owners. He by default has become a top tier broker on life, health, and disability insurance programs given the needs of his clients. As of 07/1/2024 he presently works closely with 150 small to mid-size and high net worth business owners, professional athletes, executives, individuals and families.
Steve graduated with a B.S. degree in Business Administration from Pepperdine University in 1986, holds Series 6 (Investment Company and Variable Contracts Exam), 63 (Uniform Securities Agent State Law Exam), 65 (Uniform Registered Investment Adviser Law Exam) and 7 (General Securities Representative Exam) securities, and is an Investment Adviser Representative of FMN Capital Corporation. Steve also received his PFP (Personal Financial Planning) accreditation from UCI in 1996.
Steve manages over 100 million of others assets as a planner in total as of 07/1/2024 and over a $100 million of life insurance in force with his clients. Steve also manages over 75 group medical contracts and 30 group company retirement contracts to include but not limited to: SEP/Roth Ira’s to MP/PS/DB/DC/Simple’s/Qualified and Non-Qualified plans as well as various types of 401k retirement plans.
Steve motivates and helps his clients set and achieve retirement goals with usage of the appropriate retirement options given their own unique set of circumstances at hand. He will often tell his clients,” You can have your cake and eat it too” (Live or Die Planning) It is possible to do the right thing and protect your family and be confident with the right Spiritual & Financial planning team working alongside you.
Steve was a member of the USA Olympic Volleyball team from 1986-88 but did not make the Seoul Korea Olympic roster. He was a two-time NCAA Volleyball Champion at Pepperdine University from 1985-86, (he was the NCAA Finals MVP in 1986) and a team member of the Maccabi Games in Israel in 1983 playing for the USA finishing 3rd. He also played professionally in Switzerland from 1988-90 while playing in dozens of European countries. When physically able to Steve continues to compete several times a year in various age group events. He has compiled well over 150 tournament victories over the last 40 years between Beach/Sand/Indoor Volleyball collectively. In the largest event every year, the USVBA Int. Open Volleyball Championships. He has brought home the Gold (in his age group) an amazing 15 times while be named All Tournament 17 times and has been named the MVP 7 times which is unprecedented. Most recently in July of 2024 Steve and his (cast of characters) representing USA with players from around the country, competed and won a 55+ tournament in Gijion Spain. Steve was voted the MVP of the tournament by his peers. With 7 countries having teams entered this was an amazing feat especially given 4 USA players on the floor were 60+. He will be the first to admit he has personally been recognized more than deserved and more than most, but he will tell you it’s the team that makes him look good. “The key to our victories in the SR. tournaments/games is resting your better players till the playoffs, and without my entire team this wouldn’t be possible for players 7-12 carry a huge load getting us to the playoffs, so players 1-6 can shine when its most important”. REINFORCING TEAMWORK IS THE SECRET TO WINNING
He often says, "Teamwork is Dream work"
Steve’s accomplishments and winning history as a dedicated team player continue to help him to collaborate and motivate with his clients to reach their fullest potentials, goals and successes both personally and professionally. He feels a similar synergy with the FMN Team (like above) who help him to look good with all the behind the scenes with ongoing preparation and research for his financial clients who are in the stock market. There is a 5 legged stool with the FMN team and I being the face (yet only one of the legs) with the clients, get more credit than deserved.
But, Steve will tell you that his greatest accomplishment is being married to his lovely wife Donna for 38 years, and being the father of his two thriving sons: Donna his wife is a successful Orange County Realtor who works for Caldwell Banker. Phillip 30 is a UCI Mechanical Engineer is off and rolling in his career while overhauling his home he bought in 2019 in San Juan Capistrano, who later married one of his favorite teammate’s Troy Tanner daughters, (Bailey Tanner) in August of 2022. Now he and Troy are “Teammate In Laws”, for life. Steve’s youngest Grant 27 graduated from UCI in 2019 while playing volleyball for the University. Grant is already a Real Estate Broker and he graduated from Nottingham University in England with his Master’s in Business in exchange for competing for the University on its Men’s Volleyball Team. Grant currently works for Gallagher doing large group benefits. Grant was married in Nov. of 2022 to an amazing woman Cheyenne and they live in San Clemente.
Steve's Professional Philosophy: "I instruct my clients so they are informed enough to make an educated decision about their families' accumulation and protection plans. I seem to be able to simplify the different options people have so they understand exactly what it is they are doing and why. I will earn my client's trust through a lifetime of meeting their changing needs."